No one messes with the Nessy.  I have been through some rough times lately, but I always come out on top of it.  In the past 12 months, I’ve gotten laid off, got bad credit from unpaid bills, been so short on cash I cut the cable TV.  But not only do I look out for myself, I look out for my friends and family.

My car, paid for but ten years old, is ok for getting around Atlanta.  Ask me to drive it far and we have to consider alternative transportation.  But it came in handy for a city car title loans arrangement that funded my trip to Miami to help my cousin.

My cousin and I grew up together, so when she called to say she had some problems, it was clear I had to head down there to help her out.  But with no cash, how would I get there?

I searched online for Fast Cash and found Atlanta Car Title Loans.  The car title loans people said my old Pontiac was good for a $1500 loan.  OK.  Next, I found a deal on airfare, about $175, plus another $250 for a five day car rental.  I could pull this one off.

The good thing is Atlanta Car Title Loans is nothing like those stores you see on downtown or in Decatur. There’s no sistah you talk with through a plate glass window.  You do it all on the computer.   The online application is very simple. Approvals come through in ten minutes.  My checking account received the funds electronically the next morning. In four days, I was in Miami with my cousin, helping her with her situation.

Car title loans with no credit checks are a cousin’s best friend.

- Nessy O.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

What more could I have done. Two cars in front of me were going into a head on collision it looked like. I realized that if I didn’t do something quick I would be part of it too. So I swerved onto the wrong side of the road and avoided the accident. The two cars avoided the accident too. No one actually got hurt. However, right after the light a cop decided to pull me over. I got a ticket!

I really couldn’t believe it. You have no idea how upset I am over this. I try to avoid an accident and because I actually did avoid it I get a ticket. Then I told the judge all this in court and all he said was “I wasn’t there but this officer says that you are accountable. It only requires a preponderance of evidence. I’ll have to fine you.”

I don’t have the money for this. I couldn’t afford this. But fortunately I have found that car titel loans in Atlanta, Georgia offer me instant cash. I have to find money fast to pay off these fines. An auto title loan can get me the money I need. It actually turned out being the same day that I filled out an application, that I got the money I needed.

I don’t understand what that cop was thinking. BS.

-Robert T.

Atlanta, Georgia

I am definitely not a hypochondriac.  In fact, if it was up to me, I’d almost never go to the doctor. But my brother died of colon cancer at age 43, so I’m told to have colonoscopies every three or four years.

 I’m 55 now and had my last one in 2003.  They found six polyps in that one.  That was during the good old days of working in a job with medical insurance. But I changed jobs after a layoff, and my new employer doesn’t provide that benefit.  I’m part of the 45 million people who just hope that nothing happens.  At my age and with my history, a policy that would cost $200 a month carries a $5000 deductible, and the colonoscopy would cost at least $2600.

Several financial challenges have already come my way in the last two years.  So I have bad credit and no cushion.

I woke up in the middle of the night one night after a dream about my brother.  I went online, searching for medical information, then looking at the costs, then looking for fast cash.  I knew this was bugging me and I had to get the colonoscopy done.  That’s when I realized my truck could be the ticket.  It’s value was $4000 at Atlanta Car Title Loans, which was more than I even needed.  So I used their online application, which took 20 minutes. I was approved in an hour, then called my doctor.  The money landed in my bank account the next day.  

Good news: no polyps.  I realized how stressed I had been after that.   Despite the economy, I’m looking for a better job with benefits again.  Title car loans in these circumstances are a good in-between strategy.

- Dantrell F.

There were these guys on my block the other day. I didn’t recognize them and I usually watch my street like a hawk. I could tell these guys were no good. I could tell I didn’t want them on my block. They were a bunch of young black kids, but that’s not what upset me. I got no problem with a nigger if he’s tidy and straight laced. But these ones we’re dropping their pants down low and punking each other. I don’t trust what they’re doing in my neighborhood.

I want to protect my family from these thugs because I know they’re up to no good. They aren’t from my area of atlanta. They just moved in and I want my kids being safe. I try to raise my kids up right and I don’t want them getting in with the wrong kids and getting hurt. I just need some insurance. So I decided I should buy a gun.

I looked online for car title loans in Atlanta Georgia because my credit is bad. I knew I could get money instantly with a car title loan. The application was easy to fill out and I got a call back almost immediately. I even got my money that day.

Now I got my gun. I don’t hate those kids I just know better than to trust em’

-Austin P.

Atlanta, Georgia

My father insisted I study accounting in college.  He said I’d always find work.  He didn’t know it could eventually be outsourced overseas.

Which is exactly what happened in my last job. I had become a specialist in one area of cost analysis.  And I really hated it.  Really really did not enjoy my job. And really wasn’t interested in anything else in the field.  For months I went on interviews, but my lack of interest probably was obvious.

And it’s not like I had some big nest egg to fall back on.  I got behind on rent – OK, so Buckhead is expensive – and credit card bills, and still couldn’t go back to something I didn’t like in the first place. I came to terms with the idea of retraining for a different career.  

But because my bills got ahead of me, I got lumped into the bad credit column. And with bad credit, where would I get money for classes?  

So I took a long hard look at my car. Not that I was going to resell it.  But it was an asset with value — value I could leverage.  So, my need for fast cash translated into a car title loan. I filled out an online application with Atlanta Car Title Loans.  It’s nothing like going to a car title loans store downtown.

The funds transferred in hours, and I was signed up for classes in a day.  I don’t miss my old job and career, but I’m glad I have the skills to assess value.  The bank car title loans solution to my cash flow problem was the smartest move I could make.

- Quentin R.

I hadn’t paid bills in a while.  Not because I didn’t want to but having 6 kids and a needy wife takes alot of money out of me.  Four different birthdays were this month and my father went into the hospital.  So all the trips to and from the hospital costed alot on top of helping him out with some bills.  The creditor called and said that if I didn’t get about $7000 my house would be taken from me.  I couldn’t let that happen, I mean, what would my kids think?

The only thing that was worth any bit of money was my car.  Searching for any way possible to get some quick cash, I found this company that specializes in car title loans.  All I needed to do was have a title to my car and the quick and easy approval process got me the cash I needed to solve my problem.  Atlanta Car Title Loans had very friendly agents to help guide me through the process.  The application took only two minutes of my time and I was approved in 30 minutes, even with terrible credit! 

I’m so happy for the car title loan in Atlanta.  It allowed me to keep my house and pay some bills.  The very next week, because of the extra time I had on my hands, I found a better job that let me spend more time with the kids and gave me better salary.  If it wasn’t for the car title loan, I think I would be in a really bad spot.

-Bernard A., Hapeville, GA

I think this is a story about taking responsibility for the challenges life throws at you.  Maybe that, and thinking creatively as a means of being responsible.  

I recently used an auto title lender to cover a medical expense.  If someone told me two years ago that’s what I would be doing, I would have laughed. But our circumstances were different then.

It started when my husband was diagnosed with a serious illness in January. He’s doing better now and the prognosis is good.  He’s a stay-at-home dad, so it was a difficult time for all of us, our three children included.  

I have a good job but my company’s health insurance program has been changing lately.  My co-workers and I have had to pay much higher premiums the past several years – part of the healthcare crisis we read about all the time in the press. We get reduced benefits and bigger deductibles.  Costs to our family rose in two years by more than $400 per month, and that was when we were healthy.    

When Gary got sick, our out-of-pocket costs for the treatment were $2800. We also had just bought a house in 2005, but saw its value drop by 35% in three years while neighbors all around are going into foreclosure.  I looked into a home equity loan, but the bank said no.   So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and find yourself overleveraged. It was starting to look like we might have to sell our house in the Five Points area in Atlanta, near Georgia State University, which would be terrible in this market.  

My car is essential to my job.  We considered selling our second car, but that’s nearly impossible with children.  It was a situation of establishing priorities, plain and simple. 

Instead, we turned that car into fast cash.  Once I made the decision it was simple. I went to Atlanta Car Title Loans.   Fortunately, we didn’t have to go to a storefront operation in some dangerous neighborhood.  You apply through an online application that takes no more than 20 minutes to complete.  The money is in your checking account the next morning.  It’s a loan against title method I’ll use again if I have to.  

- Hillary I.

She felt really bad when my cards started getting declined and I couldn’t visit her web cam anymore so she told me to search for car title loans online in Atlanta, Georgia and within 30 min I was back online with my sweetie!

You gotta take a zen attitude when it comes to money problems.  That’s what I discovered in using Atlanta Car Title Loans, and it definitely put my mind at peace. 

I live and worked (past tense) in Mountain View, near Hartsfield.  But I had a car accident, then I lost my job.  Breathe deep, I said, better times are coming.  And I did find a new job – 28 miles up north in Decatur.  To do that kind of commuting along 285, I had to fix that car.

Note the job didn’t come for six months, so my credit was whack.  Yeah, that took a lot of deep breathing and yoga classes.  And this hit just when gas prices were in the high 3 dollar range. Now I’m a survivor, but I wasn’t sure the car would hold up under all that driving without getting fixed (and who wants to deal with the expense and hassle of towing if the car breaks down some morning along the 880).  

It was time to face facts.  Because I was out of work so long I had bad credit and nothing left on the cards.  Which was a real mind bender because I had been pretty good about keeping my credit clean for years.  

But my inner karma told me the problem was the solution.  I turned to Atlanta Car Title Loans.  I was leery of no credit check car title loans, but in this situation it made sense. My six year old car still had a good book value. I used that to cover the car repairs. It also enabled the car to operate more efficiently, giving me better gas mileage overall.  Ah, zen.

Another thing about it was I didn’t have to go to a scary storefront operation to get the $1100. I just filled out an online application from my home PC.  Sign on, answer questions, click and send – done in about 15 minutes. I got fast cash to pay the mechanic the very next day.  Through instant car title loans, you can manage a car problem with a car title – and get back to the zen of work, even if it is through Atlanta traffic.

I used to have a job. I remember working not so long ago. Then one day my boss called me up and said “by the way, we’re actually not going to need you anymore.” my mouth dropped open. What does that even mean? “you’re not going to need me anymore?” So then I had no cash flow for quite some time. Three months of no cash flow makes it tough to pay rent. I moved back in with my parents in Adamsville, a sad thing for a twenty seven year old to do.

But I found an apartment in Atlanta right off James P Brawley Dr. It’s a nice little place and as long as I get a job soon I will be able to afford it. My main problem is I want to move out now. I know I can get a job soon but I need money to make the security deposit and first months payment.

I found that a car title loan would give me the money I needed. instant loans are hard to find in Atlanta, Georgia. Car title loans only rrequire the title to your car. The application was easy to fill out. I got a callback right away and there was no credit check.

I’m trying to get comfortable with the area I’m moving to. I haven’t lived there before but there is so much to do in Atlanta I’m excited.

-Jason B.

Adamsville, Georgia