No one messes with the Nessy.  I have been through some rough times lately, but I always come out on top of it.  In the past 12 months, I’ve gotten laid off, got bad credit from unpaid bills, been so short on cash I cut the cable TV.  But not only do I look out for myself, I look out for my friends and family.

My car, paid for but ten years old, is ok for getting around Atlanta.  Ask me to drive it far and we have to consider alternative transportation.  But it came in handy for a city car title loans arrangement that funded my trip to Miami to help my cousin.

My cousin and I grew up together, so when she called to say she had some problems, it was clear I had to head down there to help her out.  But with no cash, how would I get there?

I searched online for Fast Cash and found Atlanta Car Title Loans.  The car title loans people said my old Pontiac was good for a $1500 loan.  OK.  Next, I found a deal on airfare, about $175, plus another $250 for a five day car rental.  I could pull this one off.

The good thing is Atlanta Car Title Loans is nothing like those stores you see on downtown or in Decatur. There’s no sistah you talk with through a plate glass window.  You do it all on the computer.   The online application is very simple. Approvals come through in ten minutes.  My checking account received the funds electronically the next morning. In four days, I was in Miami with my cousin, helping her with her situation.

Car title loans with no credit checks are a cousin’s best friend.

- Nessy O.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

Dumb, dumb, dumb. I should have known better than left my bowling trophy on my shelf. I hadn’t seen the thing in years, but of course the darn thing was sitting right on top of the coat I needed for my evening out.

What was even worse was I was going out on a date with this woman from work who I’d been dying to go out with. I don’t think that she bought my story, but I had to get my butt to St Joseph’s Hospital to get some stitches. Luckily nothing was cracked on my noggin, in spite of the blood on my new shirt. After an hour or so, I was on my way back home, with my blood stained shirt, and a bit of a headache.

Carol eventually went out with me, after I showed her that I did indeed go to the hospital, and surprisingly she wasn’t grossed out by the stitches. Things didn’t work out with her, as we parted ways as friends after a couple of weeks, but things did work out with Atlanta Car Title Loans.

They helped me with a car title loan to pay my rather huge bill, considering what I had one, from the hospital visit. They had a very easy online application to fill out, and they even set me up with the location closest to my house. If only getting hit on the head with a trophy was so painless!

I’m glad that Atlanta Car Title Loans helped me when I really needed the money.

Bill G.
Kennesaw, GA

What more could I have done. Two cars in front of me were going into a head on collision it looked like. I realized that if I didn’t do something quick I would be part of it too. So I swerved onto the wrong side of the road and avoided the accident. The two cars avoided the accident too. No one actually got hurt. However, right after the light a cop decided to pull me over. I got a ticket!

I really couldn’t believe it. You have no idea how upset I am over this. I try to avoid an accident and because I actually did avoid it I get a ticket. Then I told the judge all this in court and all he said was “I wasn’t there but this officer says that you are accountable. It only requires a preponderance of evidence. I’ll have to fine you.”

I don’t have the money for this. I couldn’t afford this. But fortunately I have found that car titel loans in Atlanta, Georgia offer me instant cash. I have to find money fast to pay off these fines. An auto title loan can get me the money I need. It actually turned out being the same day that I filled out an application, that I got the money I needed.

I don’t understand what that cop was thinking. BS.

-Robert T.

Atlanta, Georgia

I am definitely not a hypochondriac.  In fact, if it was up to me, I’d almost never go to the doctor. But my brother died of colon cancer at age 43, so I’m told to have colonoscopies every three or four years.

 I’m 55 now and had my last one in 2003.  They found six polyps in that one.  That was during the good old days of working in a job with medical insurance. But I changed jobs after a layoff, and my new employer doesn’t provide that benefit.  I’m part of the 45 million people who just hope that nothing happens.  At my age and with my history, a policy that would cost $200 a month carries a $5000 deductible, and the colonoscopy would cost at least $2600.

Several financial challenges have already come my way in the last two years.  So I have bad credit and no cushion.

I woke up in the middle of the night one night after a dream about my brother.  I went online, searching for medical information, then looking at the costs, then looking for fast cash.  I knew this was bugging me and I had to get the colonoscopy done.  That’s when I realized my truck could be the ticket.  It’s value was $4000 at Atlanta Car Title Loans, which was more than I even needed.  So I used their online application, which took 20 minutes. I was approved in an hour, then called my doctor.  The money landed in my bank account the next day.  

Good news: no polyps.  I realized how stressed I had been after that.   Despite the economy, I’m looking for a better job with benefits again.  Title car loans in these circumstances are a good in-between strategy.

- Dantrell F.

There were these guys on my block the other day. I didn’t recognize them and I usually watch my street like a hawk. I could tell these guys were no good. I could tell I didn’t want them on my block. They were a bunch of young black kids, but that’s not what upset me. I got no problem with a nigger if he’s tidy and straight laced. But these ones we’re dropping their pants down low and punking each other. I don’t trust what they’re doing in my neighborhood.

I want to protect my family from these thugs because I know they’re up to no good. They aren’t from my area of atlanta. They just moved in and I want my kids being safe. I try to raise my kids up right and I don’t want them getting in with the wrong kids and getting hurt. I just need some insurance. So I decided I should buy a gun.

I looked online for car title loans in Atlanta Georgia because my credit is bad. I knew I could get money instantly with a car title loan. The application was easy to fill out and I got a call back almost immediately. I even got my money that day.

Now I got my gun. I don’t hate those kids I just know better than to trust em’

-Austin P.

Atlanta, Georgia

I’m a news anchor at channel 11 in Atlanta.  I work the 10 o’clock evening news which calls for some crazy work hours.  I have to be to work at six and am in meetings after the 10 o’clock news airs for 2 to 3 hours afterwards.  I love my job but don’t like leaving work that late at night.  I always feel very uneasy walking into the parking garage in the middle of the night.  Nothing had ever happened until last Tuesday.  I unlocked my car and sat down in the seat.  When I went to put my key in the ignition, someone forcefully put their hand over my mouth and told me not to scream.  He was also holding a knife to my neck.  I couldn’t have screamed if I wanted to because I was in shock.  It felt like I was in an episode of CSI.  He forced me into the passenger seat and sped out of the parking lot.  I think he was on drugs or crazy because nothing he said ever made any sense.  After two hours of driving around aimlessly, he threw me out of the car.  I was in pain from the fall to the pavement but so happy that he didn’t do worse to me.  I found out later that he was in a cocaine frenzy.  He totaled my brand new Mercedes and I was left taking cabs to work.  The insurance company would only pay me list price for the car.  I loved that car so much but I didn’t have the extra money to replace it. 

I was talking to my mom and she said she’d heard of a place called Car Title Loans in Atlanta.  She said that all they require is that you own a car to be approved.  I said, “Mom, I don’t think they will give me a loan on a totaled car.”  And she said, “I know that but I own a car and I could take the loan out on my car.  I know you’re good for the money.”  I was so grateful to my mom for being so generous.  My mom went on the Internet and filled out the online application and was approved in 10 minutes.  I invited her to go car shopping with me the next day.  

My father insisted I study accounting in college.  He said I’d always find work.  He didn’t know it could eventually be outsourced overseas.

Which is exactly what happened in my last job. I had become a specialist in one area of cost analysis.  And I really hated it.  Really really did not enjoy my job. And really wasn’t interested in anything else in the field.  For months I went on interviews, but my lack of interest probably was obvious.

And it’s not like I had some big nest egg to fall back on.  I got behind on rent – OK, so Buckhead is expensive – and credit card bills, and still couldn’t go back to something I didn’t like in the first place. I came to terms with the idea of retraining for a different career.  

But because my bills got ahead of me, I got lumped into the bad credit column. And with bad credit, where would I get money for classes?  

So I took a long hard look at my car. Not that I was going to resell it.  But it was an asset with value — value I could leverage.  So, my need for fast cash translated into a car title loan. I filled out an online application with Atlanta Car Title Loans.  It’s nothing like going to a car title loans store downtown.

The funds transferred in hours, and I was signed up for classes in a day.  I don’t miss my old job and career, but I’m glad I have the skills to assess value.  The bank car title loans solution to my cash flow problem was the smartest move I could make.

- Quentin R.

I hadn’t paid bills in a while.  Not because I didn’t want to but having 6 kids and a needy wife takes alot of money out of me.  Four different birthdays were this month and my father went into the hospital.  So all the trips to and from the hospital costed alot on top of helping him out with some bills.  The creditor called and said that if I didn’t get about $7000 my house would be taken from me.  I couldn’t let that happen, I mean, what would my kids think?

The only thing that was worth any bit of money was my car.  Searching for any way possible to get some quick cash, I found this company that specializes in car title loans.  All I needed to do was have a title to my car and the quick and easy approval process got me the cash I needed to solve my problem.  Atlanta Car Title Loans had very friendly agents to help guide me through the process.  The application took only two minutes of my time and I was approved in 30 minutes, even with terrible credit! 

I’m so happy for the car title loan in Atlanta.  It allowed me to keep my house and pay some bills.  The very next week, because of the extra time I had on my hands, I found a better job that let me spend more time with the kids and gave me better salary.  If it wasn’t for the car title loan, I think I would be in a really bad spot.

-Bernard A., Hapeville, GA

I think this is a story about taking responsibility for the challenges life throws at you.  Maybe that, and thinking creatively as a means of being responsible.  

I recently used an auto title lender to cover a medical expense.  If someone told me two years ago that’s what I would be doing, I would have laughed. But our circumstances were different then.

It started when my husband was diagnosed with a serious illness in January. He’s doing better now and the prognosis is good.  He’s a stay-at-home dad, so it was a difficult time for all of us, our three children included.  

I have a good job but my company’s health insurance program has been changing lately.  My co-workers and I have had to pay much higher premiums the past several years – part of the healthcare crisis we read about all the time in the press. We get reduced benefits and bigger deductibles.  Costs to our family rose in two years by more than $400 per month, and that was when we were healthy.    

When Gary got sick, our out-of-pocket costs for the treatment were $2800. We also had just bought a house in 2005, but saw its value drop by 35% in three years while neighbors all around are going into foreclosure.  I looked into a home equity loan, but the bank said no.   So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and find yourself overleveraged. It was starting to look like we might have to sell our house in the Five Points area in Atlanta, near Georgia State University, which would be terrible in this market.  

My car is essential to my job.  We considered selling our second car, but that’s nearly impossible with children.  It was a situation of establishing priorities, plain and simple. 

Instead, we turned that car into fast cash.  Once I made the decision it was simple. I went to Atlanta Car Title Loans.   Fortunately, we didn’t have to go to a storefront operation in some dangerous neighborhood.  You apply through an online application that takes no more than 20 minutes to complete.  The money is in your checking account the next morning.  It’s a loan against title method I’ll use again if I have to.  

- Hillary I.

She felt really bad when my cards started getting declined and I couldn’t visit her web cam anymore so she told me to search for car title loans online in Atlanta, Georgia and within 30 min I was back online with my sweetie!