Atlanta Car Title Loan our Rx for money woes
I think this is a story about taking responsibility for the challenges life throws at you. Maybe that, and thinking creatively as a means of being responsible.
I recently used an auto title lender to cover a medical expense. If someone told me two years ago that’s what I would be doing, I would have laughed. But our circumstances were different then.
It started when my husband was diagnosed with a serious illness in January. He’s doing better now and the prognosis is good. He’s a stay-at-home dad, so it was a difficult time for all of us, our three children included.
I have a good job but my company’s health insurance program has been changing lately. My co-workers and I have had to pay much higher premiums the past several years – part of the healthcare crisis we read about all the time in the press. We get reduced benefits and bigger deductibles. Costs to our family rose in two years by more than $400 per month, and that was when we were healthy.
When Gary got sick, our out-of-pocket costs for the treatment were $2800. We also had just bought a house in 2005, but saw its value drop by 35% in three years while neighbors all around are going into foreclosure. I looked into a home equity loan, but the bank said no. So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and find yourself overleveraged. It was starting to look like we might have to sell our house in the Five Points area in Atlanta, near Georgia State University, which would be terrible in this market.
My car is essential to my job. We considered selling our second car, but that’s nearly impossible with children. It was a situation of establishing priorities, plain and simple.
Instead, we turned that car into fast cash. Once I made the decision it was simple. I went to Atlanta Car Title Loans. Fortunately, we didn’t have to go to a storefront operation in some dangerous neighborhood. You apply through an online application that takes no more than 20 minutes to complete. The money is in your checking account the next morning. It’s a loan against title method I’ll use again if I have to.
- Hillary I.
Tags: Atlanta, Atlanta Car Title Loans, fast cash, Georgia, loan against title, online application
