I’m not good with relationships. That’s a hard one for me to admit to because I put so much time and energy into my relationships. Some of the girls that I have dated I would have sacrificed anything just to be with them. I was so ridiculously in love with them. But then I ended up losing them. I don’t even know how. I was never mean, I was never controlling or needy or anything else girls usually say about guys. They usually just told me “well, I’m just not that into you.”

But I’ve been dating this girl for about 4 months and I know this is going to work. I needed money at one point though. That’s how I found out about car title loans in Atlanta, Georgia. I was able to get money the very week I first found car title loans. I filled out an online application and then I got a call back the next day. Now I was reassured that everything would work out ok because I had heard that they are very temporary loans. I just got a car title loan because I needed money now.

It still going strong with us. I still buy her everything she says she wants and needs. And she’s still so sweet with me. I just wish that I could tell the future. I’ll pay off this car title loan in no time at any rate. And if this doesn’t work out then at least I learned something right. I learned that I can get money immediately even with bad credit.

Jason D.

Atlanta, Georgia

By the way Atlanta is near Cascade Heights, Tucker, Decatur, Buckhead, and Mableton.

We lost our house in foreclosure this year.  After some bad investments and the divorce, there were no other options.  We sold our clothes, furniture, Christmas decorations and even toys in a garage sale in August.  There wouldn’t be room in our new apartment, and we needed the money just for moving expenses.  I’m so proud of the way my kids handled it.

What are you going to do, just give up?  Now, I’m determined to make this a good Christmas and next year will be much, much better than 2008.  With just a $250, I could get a tree, some gifts and maybe take the boys on a trip to their grandparents in Memphis. But of course I have bad credit, so credit cards are not in the equation. Last week I saw a car title loan store on Buford Highway and thought about our Jeep Cherokee, paid for back in 2006.  I didn’t go in the store, but decided to go online and search for “loan for my car title.” I found Atlanta Car Title Loans, which is done entirely through their online application – you can do it on your lunch hour from your desk.

The next morning the money was in my checking account.  With this fast cash I have already been able to take advantage of huge savings on toys and decorations.

After a pretty bad run financially, car title loan companies are part of what is keeping me sane right now.

- Pat H.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

After commuting for years from my apartment in East Lake to Norcross, I was happy to get a job in town near Centennial Olympic Park.  But the in-town commute was killer too, so I checked out bike routes.  It turns out I could follow the streets that roughly parallel DeKalb Ave NE, and in traffic that would be about just as fast.

The trouble was I needed $1500 for a bike up to that degree of riding.  But I had to declare bankruptcy in 2005, so I have bad credit.  And, no credit cards and no extra cash lying around due to some family problems this year.  This all added up to no bike.

I had to think creatively.  I did a Ask.com search for “fast cash” and  “auto bad credit loan title.” That’s how I found Atlanta Car Title Loans. it’s all done online. The online application is WAAY easy — I took only 25 minutes to complete it, and that was with an interruption – and I discovered even my 1997 Jetta could get me the $1500 loan, no credit check necessary.

I bought the bike the next day (money is sent by wire to your bank account). Two days later, I started biking to work and I haven’t used my car for work ever since. In five months of biking, five days a week plus more on weekends, I have actually lost 28 pounds and saved more than $600 on gas, and probably more on maintenance.

I learned through this experience to think creatively, especially about financing options. I didn’t give up — I just looked harder.

– Bud L.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

When my husband lost his job, I started driving the truck to work.  I get a lot of attention from the guys when I step out of that Hummer, much more than when Bud just dropped me off (his old company is just a mile away from mine in Ansley Park).  

In his “career transition,” our credit went to hell and we burned through both savings and credit card limits.  So what a relief when he found his new job in Decatur.  This job is important – he looked for six months and this is the best he could find.

 Just one problem: now we need two cars.  I didn’t want a Hummer (actually, I had issues with it), and really could only afford a 2006 Ford Focus.  With our financial circumstances, a bad credit/no credit check loan is all we could swing.

So I went on the internet and Googled for things like “no money down loans” and “easy loans” and just “fast cash.”  That’s where I found Atlanta Car Title Loans.  Turns out that Hummer is good for a $5000 loan, a healthy down payment on the Ford Focus.  

Getting the loan was a breeze. The loan application was all online, I spent 20 minutes completing it, and the money was zapped to my bank account in one day.  Three days later I was driving my new car.  Auto title loans are the way to go when you need to buy something fast and don’t have a lot of spare cash.  (The guys in the parking lot seem to be disappointed, however.)

So I have a 20 year old son who is going to college up in Ohio. He calls me at the very last minute(of course), to tell me that there was a problem with his financial aid being processed.

He ends up telling me that he only has one week left to come up with $1700 dollars or else he won’t be able to attend school there this semester. I flipped! I had already planned on everything going smoothly and the last thing I thought I would need a little extra money for actually popped up.

I guess that’s a lesson in life, nothing ever goes as you plan it. Right? Well anyways, I tell him not to worry about it and that I’ll find a way to get the money. I called a few friends and relatives to see if they could lend me the money, but just like me, everyone else is in the hole right now too. Someone told me to go look on the internet for car title loans in or around Atlanta.

My first reaction to her was, “Yeah, right! Like anyone would EVER give me a loan again!”. I told her about my bad credit and all the debt that I already have. She told me how she used Atlanta Car Title Loans and they were extremely helpful and easy to use. There was an online application that took me only ten to fifteen minutes to complete. They also wired the money directly into my bank account the next day. Not only was I able to get the $1700 that my son needed, but I got a little extra money for me to spend at Von Maur(haha!)

I’m always very hesitant when it comes to getting loans, because I have such bad credit. I almost didn’t even try to apply for the loan because I’ve tried other companies and they all shot me down very quick.

In the end, everything worked itself out. It seems there is always a solution to every problem, and it just so happened that Atlanta Car Title Loans is on my list whenever I’m in a financial crisis again! Thanks again, Atlanta Car Title Loans!

Sarah B.

No one messes with the Nessy.  I have been through some rough times lately, but I always come out on top of it.  In the past 12 months, I’ve gotten laid off, got bad credit from unpaid bills, been so short on cash I cut the cable TV.  But not only do I look out for myself, I look out for my friends and family.

My car, paid for but ten years old, is ok for getting around Atlanta.  Ask me to drive it far and we have to consider alternative transportation.  But it came in handy for a city car title loans arrangement that funded my trip to Miami to help my cousin.

My cousin and I grew up together, so when she called to say she had some problems, it was clear I had to head down there to help her out.  But with no cash, how would I get there?

I searched online for Fast Cash and found Atlanta Car Title Loans.  The car title loans people said my old Pontiac was good for a $1500 loan.  OK.  Next, I found a deal on airfare, about $175, plus another $250 for a five day car rental.  I could pull this one off.

The good thing is Atlanta Car Title Loans is nothing like those stores you see on downtown or in Decatur. There’s no sistah you talk with through a plate glass window.  You do it all on the computer.   The online application is very simple. Approvals come through in ten minutes.  My checking account received the funds electronically the next morning. In four days, I was in Miami with my cousin, helping her with her situation.

Car title loans with no credit checks are a cousin’s best friend.

- Nessy O.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

I am definitely not a hypochondriac.  In fact, if it was up to me, I’d almost never go to the doctor. But my brother died of colon cancer at age 43, so I’m told to have colonoscopies every three or four years.

 I’m 55 now and had my last one in 2003.  They found six polyps in that one.  That was during the good old days of working in a job with medical insurance. But I changed jobs after a layoff, and my new employer doesn’t provide that benefit.  I’m part of the 45 million people who just hope that nothing happens.  At my age and with my history, a policy that would cost $200 a month carries a $5000 deductible, and the colonoscopy would cost at least $2600.

Several financial challenges have already come my way in the last two years.  So I have bad credit and no cushion.

I woke up in the middle of the night one night after a dream about my brother.  I went online, searching for medical information, then looking at the costs, then looking for fast cash.  I knew this was bugging me and I had to get the colonoscopy done.  That’s when I realized my truck could be the ticket.  It’s value was $4000 at Atlanta Car Title Loans, which was more than I even needed.  So I used their online application, which took 20 minutes. I was approved in an hour, then called my doctor.  The money landed in my bank account the next day.  

Good news: no polyps.  I realized how stressed I had been after that.   Despite the economy, I’m looking for a better job with benefits again.  Title car loans in these circumstances are a good in-between strategy.

- Dantrell F.

My father insisted I study accounting in college.  He said I’d always find work.  He didn’t know it could eventually be outsourced overseas.

Which is exactly what happened in my last job. I had become a specialist in one area of cost analysis.  And I really hated it.  Really really did not enjoy my job. And really wasn’t interested in anything else in the field.  For months I went on interviews, but my lack of interest probably was obvious.

And it’s not like I had some big nest egg to fall back on.  I got behind on rent – OK, so Buckhead is expensive – and credit card bills, and still couldn’t go back to something I didn’t like in the first place. I came to terms with the idea of retraining for a different career.  

But because my bills got ahead of me, I got lumped into the bad credit column. And with bad credit, where would I get money for classes?  

So I took a long hard look at my car. Not that I was going to resell it.  But it was an asset with value — value I could leverage.  So, my need for fast cash translated into a car title loan. I filled out an online application with Atlanta Car Title Loans.  It’s nothing like going to a car title loans store downtown.

The funds transferred in hours, and I was signed up for classes in a day.  I don’t miss my old job and career, but I’m glad I have the skills to assess value.  The bank car title loans solution to my cash flow problem was the smartest move I could make.

- Quentin R.

I hadn’t paid bills in a while.  Not because I didn’t want to but having 6 kids and a needy wife takes alot of money out of me.  Four different birthdays were this month and my father went into the hospital.  So all the trips to and from the hospital costed alot on top of helping him out with some bills.  The creditor called and said that if I didn’t get about $7000 my house would be taken from me.  I couldn’t let that happen, I mean, what would my kids think?

The only thing that was worth any bit of money was my car.  Searching for any way possible to get some quick cash, I found this company that specializes in car title loans.  All I needed to do was have a title to my car and the quick and easy approval process got me the cash I needed to solve my problem.  Atlanta Car Title Loans had very friendly agents to help guide me through the process.  The application took only two minutes of my time and I was approved in 30 minutes, even with terrible credit! 

I’m so happy for the car title loan in Atlanta.  It allowed me to keep my house and pay some bills.  The very next week, because of the extra time I had on my hands, I found a better job that let me spend more time with the kids and gave me better salary.  If it wasn’t for the car title loan, I think I would be in a really bad spot.

-Bernard A., Hapeville, GA

I think this is a story about taking responsibility for the challenges life throws at you.  Maybe that, and thinking creatively as a means of being responsible.  

I recently used an auto title lender to cover a medical expense.  If someone told me two years ago that’s what I would be doing, I would have laughed. But our circumstances were different then.

It started when my husband was diagnosed with a serious illness in January. He’s doing better now and the prognosis is good.  He’s a stay-at-home dad, so it was a difficult time for all of us, our three children included.  

I have a good job but my company’s health insurance program has been changing lately.  My co-workers and I have had to pay much higher premiums the past several years – part of the healthcare crisis we read about all the time in the press. We get reduced benefits and bigger deductibles.  Costs to our family rose in two years by more than $400 per month, and that was when we were healthy.    

When Gary got sick, our out-of-pocket costs for the treatment were $2800. We also had just bought a house in 2005, but saw its value drop by 35% in three years while neighbors all around are going into foreclosure.  I looked into a home equity loan, but the bank said no.   So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and find yourself overleveraged. It was starting to look like we might have to sell our house in the Five Points area in Atlanta, near Georgia State University, which would be terrible in this market.  

My car is essential to my job.  We considered selling our second car, but that’s nearly impossible with children.  It was a situation of establishing priorities, plain and simple. 

Instead, we turned that car into fast cash.  Once I made the decision it was simple. I went to Atlanta Car Title Loans.   Fortunately, we didn’t have to go to a storefront operation in some dangerous neighborhood.  You apply through an online application that takes no more than 20 minutes to complete.  The money is in your checking account the next morning.  It’s a loan against title method I’ll use again if I have to.  

- Hillary I.