I’ve always loved weddings, but this one was a hectic one for me. My best friend was finally about to tie the knot, and he asked me to be the best man. Of course I said I would do it, and I was excited about it until I realized I didn’t have any money to get to the wedding or buy him a nice gift. I only had another week or two. I got some unexpected bills that I had to pay right away, so I basically screwed myself over.

I definitely couldn’t ask him for money. I called my parents and my cousins, but none of them could loan me any money. I needed some cash and I needed it right away! I was clueless and had no idea what to do. I have bad credit, so I knew trying to get a loan from a bank or getting a credit card was out of the question. I’ve tried that before, and they almost laugh at me like I should know better than to even try!

I got on the Internet and searched for “loans for people with bad credit in Atlanta,” and I found the website for Atlanta Car Title Loans. I thought I was going to get denied, but what was the worst that would happen? They would turn me down and say “no,” right? So I filled out the online application, which was EASY, and they even had a live person there to help me out and walk me through the whole process. They were with me until I found out I was approved for the loan, and I had the money the very next day!

I got to go to the wedding with my head held high because I knew I threw him a great bachelor party, got him a great gift, and I wasn’t worried about how I was going to get past this. I enjoyed myself, and the wedding was beautiful. Thank God I found Atlanta Car Title Loans, or I would have been screwed!

Paul P.

By the way Atlanta is near Cascade Heights, Tucker, Decatur, Buckhead, and Mableton.

We lost our house in foreclosure this year.  After some bad investments and the divorce, there were no other options.  We sold our clothes, furniture, Christmas decorations and even toys in a garage sale in August.  There wouldn’t be room in our new apartment, and we needed the money just for moving expenses.  I’m so proud of the way my kids handled it.

What are you going to do, just give up?  Now, I’m determined to make this a good Christmas and next year will be much, much better than 2008.  With just a $250, I could get a tree, some gifts and maybe take the boys on a trip to their grandparents in Memphis. But of course I have bad credit, so credit cards are not in the equation. Last week I saw a car title loan store on Buford Highway and thought about our Jeep Cherokee, paid for back in 2006.  I didn’t go in the store, but decided to go online and search for “loan for my car title.” I found Atlanta Car Title Loans, which is done entirely through their online application – you can do it on your lunch hour from your desk.

The next morning the money was in my checking account.  With this fast cash I have already been able to take advantage of huge savings on toys and decorations.

After a pretty bad run financially, car title loan companies are part of what is keeping me sane right now.

- Pat H.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

After commuting for years from my apartment in East Lake to Norcross, I was happy to get a job in town near Centennial Olympic Park.  But the in-town commute was killer too, so I checked out bike routes.  It turns out I could follow the streets that roughly parallel DeKalb Ave NE, and in traffic that would be about just as fast.

The trouble was I needed $1500 for a bike up to that degree of riding.  But I had to declare bankruptcy in 2005, so I have bad credit.  And, no credit cards and no extra cash lying around due to some family problems this year.  This all added up to no bike.

I had to think creatively.  I did a Ask.com search for “fast cash” and  “auto bad credit loan title.” That’s how I found Atlanta Car Title Loans. it’s all done online. The online application is WAAY easy — I took only 25 minutes to complete it, and that was with an interruption – and I discovered even my 1997 Jetta could get me the $1500 loan, no credit check necessary.

I bought the bike the next day (money is sent by wire to your bank account). Two days later, I started biking to work and I haven’t used my car for work ever since. In five months of biking, five days a week plus more on weekends, I have actually lost 28 pounds and saved more than $600 on gas, and probably more on maintenance.

I learned through this experience to think creatively, especially about financing options. I didn’t give up — I just looked harder.

– Bud L.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

When my husband lost his job, I started driving the truck to work.  I get a lot of attention from the guys when I step out of that Hummer, much more than when Bud just dropped me off (his old company is just a mile away from mine in Ansley Park).  

In his “career transition,” our credit went to hell and we burned through both savings and credit card limits.  So what a relief when he found his new job in Decatur.  This job is important – he looked for six months and this is the best he could find.

 Just one problem: now we need two cars.  I didn’t want a Hummer (actually, I had issues with it), and really could only afford a 2006 Ford Focus.  With our financial circumstances, a bad credit/no credit check loan is all we could swing.

So I went on the internet and Googled for things like “no money down loans” and “easy loans” and just “fast cash.”  That’s where I found Atlanta Car Title Loans.  Turns out that Hummer is good for a $5000 loan, a healthy down payment on the Ford Focus.  

Getting the loan was a breeze. The loan application was all online, I spent 20 minutes completing it, and the money was zapped to my bank account in one day.  Three days later I was driving my new car.  Auto title loans are the way to go when you need to buy something fast and don’t have a lot of spare cash.  (The guys in the parking lot seem to be disappointed, however.)

So I have a 20 year old son who is going to college up in Ohio. He calls me at the very last minute(of course), to tell me that there was a problem with his financial aid being processed.

He ends up telling me that he only has one week left to come up with $1700 dollars or else he won’t be able to attend school there this semester. I flipped! I had already planned on everything going smoothly and the last thing I thought I would need a little extra money for actually popped up.

I guess that’s a lesson in life, nothing ever goes as you plan it. Right? Well anyways, I tell him not to worry about it and that I’ll find a way to get the money. I called a few friends and relatives to see if they could lend me the money, but just like me, everyone else is in the hole right now too. Someone told me to go look on the internet for car title loans in or around Atlanta.

My first reaction to her was, “Yeah, right! Like anyone would EVER give me a loan again!”. I told her about my bad credit and all the debt that I already have. She told me how she used Atlanta Car Title Loans and they were extremely helpful and easy to use. There was an online application that took me only ten to fifteen minutes to complete. They also wired the money directly into my bank account the next day. Not only was I able to get the $1700 that my son needed, but I got a little extra money for me to spend at Von Maur(haha!)

I’m always very hesitant when it comes to getting loans, because I have such bad credit. I almost didn’t even try to apply for the loan because I’ve tried other companies and they all shot me down very quick.

In the end, everything worked itself out. It seems there is always a solution to every problem, and it just so happened that Atlanta Car Title Loans is on my list whenever I’m in a financial crisis again! Thanks again, Atlanta Car Title Loans!

Sarah B.

No one messes with the Nessy.  I have been through some rough times lately, but I always come out on top of it.  In the past 12 months, I’ve gotten laid off, got bad credit from unpaid bills, been so short on cash I cut the cable TV.  But not only do I look out for myself, I look out for my friends and family.

My car, paid for but ten years old, is ok for getting around Atlanta.  Ask me to drive it far and we have to consider alternative transportation.  But it came in handy for a city car title loans arrangement that funded my trip to Miami to help my cousin.

My cousin and I grew up together, so when she called to say she had some problems, it was clear I had to head down there to help her out.  But with no cash, how would I get there?

I searched online for Fast Cash and found Atlanta Car Title Loans.  The car title loans people said my old Pontiac was good for a $1500 loan.  OK.  Next, I found a deal on airfare, about $175, plus another $250 for a five day car rental.  I could pull this one off.

The good thing is Atlanta Car Title Loans is nothing like those stores you see on downtown or in Decatur. There’s no sistah you talk with through a plate glass window.  You do it all on the computer.   The online application is very simple. Approvals come through in ten minutes.  My checking account received the funds electronically the next morning. In four days, I was in Miami with my cousin, helping her with her situation.

Car title loans with no credit checks are a cousin’s best friend.

- Nessy O.

By the way Atlanta is near Forest Park, Smyma, Marietta, Chamblee, and Douglasville.

I am definitely not a hypochondriac.  In fact, if it was up to me, I’d almost never go to the doctor. But my brother died of colon cancer at age 43, so I’m told to have colonoscopies every three or four years.

 I’m 55 now and had my last one in 2003.  They found six polyps in that one.  That was during the good old days of working in a job with medical insurance. But I changed jobs after a layoff, and my new employer doesn’t provide that benefit.  I’m part of the 45 million people who just hope that nothing happens.  At my age and with my history, a policy that would cost $200 a month carries a $5000 deductible, and the colonoscopy would cost at least $2600.

Several financial challenges have already come my way in the last two years.  So I have bad credit and no cushion.

I woke up in the middle of the night one night after a dream about my brother.  I went online, searching for medical information, then looking at the costs, then looking for fast cash.  I knew this was bugging me and I had to get the colonoscopy done.  That’s when I realized my truck could be the ticket.  It’s value was $4000 at Atlanta Car Title Loans, which was more than I even needed.  So I used their online application, which took 20 minutes. I was approved in an hour, then called my doctor.  The money landed in my bank account the next day.  

Good news: no polyps.  I realized how stressed I had been after that.   Despite the economy, I’m looking for a better job with benefits again.  Title car loans in these circumstances are a good in-between strategy.

- Dantrell F.

I’m a news anchor at channel 11 in Atlanta.  I work the 10 o’clock evening news which calls for some crazy work hours.  I have to be to work at six and am in meetings after the 10 o’clock news airs for 2 to 3 hours afterwards.  I love my job but don’t like leaving work that late at night.  I always feel very uneasy walking into the parking garage in the middle of the night.  Nothing had ever happened until last Tuesday.  I unlocked my car and sat down in the seat.  When I went to put my key in the ignition, someone forcefully put their hand over my mouth and told me not to scream.  He was also holding a knife to my neck.  I couldn’t have screamed if I wanted to because I was in shock.  It felt like I was in an episode of CSI.  He forced me into the passenger seat and sped out of the parking lot.  I think he was on drugs or crazy because nothing he said ever made any sense.  After two hours of driving around aimlessly, he threw me out of the car.  I was in pain from the fall to the pavement but so happy that he didn’t do worse to me.  I found out later that he was in a cocaine frenzy.  He totaled my brand new Mercedes and I was left taking cabs to work.  The insurance company would only pay me list price for the car.  I loved that car so much but I didn’t have the extra money to replace it. 

I was talking to my mom and she said she’d heard of a place called Car Title Loans in Atlanta.  She said that all they require is that you own a car to be approved.  I said, “Mom, I don’t think they will give me a loan on a totaled car.”  And she said, “I know that but I own a car and I could take the loan out on my car.  I know you’re good for the money.”  I was so grateful to my mom for being so generous.  My mom went on the Internet and filled out the online application and was approved in 10 minutes.  I invited her to go car shopping with me the next day.  

My father insisted I study accounting in college.  He said I’d always find work.  He didn’t know it could eventually be outsourced overseas.

Which is exactly what happened in my last job. I had become a specialist in one area of cost analysis.  And I really hated it.  Really really did not enjoy my job. And really wasn’t interested in anything else in the field.  For months I went on interviews, but my lack of interest probably was obvious.

And it’s not like I had some big nest egg to fall back on.  I got behind on rent – OK, so Buckhead is expensive – and credit card bills, and still couldn’t go back to something I didn’t like in the first place. I came to terms with the idea of retraining for a different career.  

But because my bills got ahead of me, I got lumped into the bad credit column. And with bad credit, where would I get money for classes?  

So I took a long hard look at my car. Not that I was going to resell it.  But it was an asset with value — value I could leverage.  So, my need for fast cash translated into a car title loan. I filled out an online application with Atlanta Car Title Loans.  It’s nothing like going to a car title loans store downtown.

The funds transferred in hours, and I was signed up for classes in a day.  I don’t miss my old job and career, but I’m glad I have the skills to assess value.  The bank car title loans solution to my cash flow problem was the smartest move I could make.

- Quentin R.

You gotta take a zen attitude when it comes to money problems.  That’s what I discovered in using Atlanta Car Title Loans, and it definitely put my mind at peace. 

I live and worked (past tense) in Mountain View, near Hartsfield.  But I had a car accident, then I lost my job.  Breathe deep, I said, better times are coming.  And I did find a new job – 28 miles up north in Decatur.  To do that kind of commuting along 285, I had to fix that car.

Note the job didn’t come for six months, so my credit was whack.  Yeah, that took a lot of deep breathing and yoga classes.  And this hit just when gas prices were in the high 3 dollar range. Now I’m a survivor, but I wasn’t sure the car would hold up under all that driving without getting fixed (and who wants to deal with the expense and hassle of towing if the car breaks down some morning along the 880).  

It was time to face facts.  Because I was out of work so long I had bad credit and nothing left on the cards.  Which was a real mind bender because I had been pretty good about keeping my credit clean for years.  

But my inner karma told me the problem was the solution.  I turned to Atlanta Car Title Loans.  I was leery of no credit check car title loans, but in this situation it made sense. My six year old car still had a good book value. I used that to cover the car repairs. It also enabled the car to operate more efficiently, giving me better gas mileage overall.  Ah, zen.

Another thing about it was I didn’t have to go to a scary storefront operation to get the $1100. I just filled out an online application from my home PC.  Sign on, answer questions, click and send – done in about 15 minutes. I got fast cash to pay the mechanic the very next day.  Through instant car title loans, you can manage a car problem with a car title – and get back to the zen of work, even if it is through Atlanta traffic.