I’m a news anchor at channel 11 in Atlanta.  I work the 10 o’clock evening news which calls for some crazy work hours.  I have to be to work at six and am in meetings after the 10 o’clock news airs for 2 to 3 hours afterwards.  I love my job but don’t like leaving work that late at night.  I always feel very uneasy walking into the parking garage in the middle of the night.  Nothing had ever happened until last Tuesday.  I unlocked my car and sat down in the seat.  When I went to put my key in the ignition, someone forcefully put their hand over my mouth and told me not to scream.  He was also holding a knife to my neck.  I couldn’t have screamed if I wanted to because I was in shock.  It felt like I was in an episode of CSI.  He forced me into the passenger seat and sped out of the parking lot.  I think he was on drugs or crazy because nothing he said ever made any sense.  After two hours of driving around aimlessly, he threw me out of the car.  I was in pain from the fall to the pavement but so happy that he didn’t do worse to me.  I found out later that he was in a cocaine frenzy.  He totaled my brand new Mercedes and I was left taking cabs to work.  The insurance company would only pay me list price for the car.  I loved that car so much but I didn’t have the extra money to replace it. 

I was talking to my mom and she said she’d heard of a place called Car Title Loans in Atlanta.  She said that all they require is that you own a car to be approved.  I said, “Mom, I don’t think they will give me a loan on a totaled car.”  And she said, “I know that but I own a car and I could take the loan out on my car.  I know you’re good for the money.”  I was so grateful to my mom for being so generous.  My mom went on the Internet and filled out the online application and was approved in 10 minutes.  I invited her to go car shopping with me the next day.  

I hadn’t paid bills in a while.  Not because I didn’t want to but having 6 kids and a needy wife takes alot of money out of me.  Four different birthdays were this month and my father went into the hospital.  So all the trips to and from the hospital costed alot on top of helping him out with some bills.  The creditor called and said that if I didn’t get about $7000 my house would be taken from me.  I couldn’t let that happen, I mean, what would my kids think?

The only thing that was worth any bit of money was my car.  Searching for any way possible to get some quick cash, I found this company that specializes in car title loans.  All I needed to do was have a title to my car and the quick and easy approval process got me the cash I needed to solve my problem.  Atlanta Car Title Loans had very friendly agents to help guide me through the process.  The application took only two minutes of my time and I was approved in 30 minutes, even with terrible credit! 

I’m so happy for the car title loan in Atlanta.  It allowed me to keep my house and pay some bills.  The very next week, because of the extra time I had on my hands, I found a better job that let me spend more time with the kids and gave me better salary.  If it wasn’t for the car title loan, I think I would be in a really bad spot.

-Bernard A., Hapeville, GA

I think this is a story about taking responsibility for the challenges life throws at you.  Maybe that, and thinking creatively as a means of being responsible.  

I recently used an auto title lender to cover a medical expense.  If someone told me two years ago that’s what I would be doing, I would have laughed. But our circumstances were different then.

It started when my husband was diagnosed with a serious illness in January. He’s doing better now and the prognosis is good.  He’s a stay-at-home dad, so it was a difficult time for all of us, our three children included.  

I have a good job but my company’s health insurance program has been changing lately.  My co-workers and I have had to pay much higher premiums the past several years – part of the healthcare crisis we read about all the time in the press. We get reduced benefits and bigger deductibles.  Costs to our family rose in two years by more than $400 per month, and that was when we were healthy.    

When Gary got sick, our out-of-pocket costs for the treatment were $2800. We also had just bought a house in 2005, but saw its value drop by 35% in three years while neighbors all around are going into foreclosure.  I looked into a home equity loan, but the bank said no.   So this whole thing hit when we realized we have “bad credit” – which is what happens when you miss a few bills and find yourself overleveraged. It was starting to look like we might have to sell our house in the Five Points area in Atlanta, near Georgia State University, which would be terrible in this market.  

My car is essential to my job.  We considered selling our second car, but that’s nearly impossible with children.  It was a situation of establishing priorities, plain and simple. 

Instead, we turned that car into fast cash.  Once I made the decision it was simple. I went to Atlanta Car Title Loans.   Fortunately, we didn’t have to go to a storefront operation in some dangerous neighborhood.  You apply through an online application that takes no more than 20 minutes to complete.  The money is in your checking account the next morning.  It’s a loan against title method I’ll use again if I have to.  

- Hillary I.

My Falcons are finally ripping up the NFL like I told everyone they would. We’ve got our QB in Matt Ryan, and a real bulldozer in Michael Turner. Season tickets are getting harder to come by, but I finally had the chance to get a pair exactly where I wanted them, but I was a little short on cash.

The guy I was buying them from gave me only 24 hours to come up with the balance, and I wasn’t sure where to turn. The bank wasn’t an option, and I already drained my savings to come up with most of the money. Seeing how the only thing I owned was my truck, I did an online search for a truck title loan.

When I went to the Atlanta Car Title Loan site, the online application takes two minutes to fill out. I was able to get a call back right away to get my questions answered, and the call sets you up with the location closest to your house. Within 30 minutes I had the money I needed to pay off the balance on my front row seats!

Thank you Atlanta Car Title Loans for helping a dream of mine become a reality.

-Russ S.
Kennesaw, GA

My girlfriend and I were having a blast. We were able to afford a nice apartment in a great part of Buckhead area of Atlanta. Cindy and I wanted us to move to Georgia to get away from the cold weather in Chicago, and really enjoy how nice the people were in Atlanta when we visited. We both looked at our move as the start of our lives together. Everything was going according to plan, until one day Cindy was died while having her appendix removed.

I was devastated. While I was working, I certainly couldn’t afford to pay for our apartment everything else with my job alone, and while trying to go to school and work at the same time, I was ready to lose my mind.

There wasn’t more than $200 in my savings, as I spent everything I could to make the move up here. On top of that my credit wasn’t all that great.

My only possession was my Durango, so I needed to find a truck title loan. Atlanta Car Title Loans came through for me in a big way, and without their help I would have been in real trouble. They more than answered all my questions, and gave me a loan of $6,000 to cover the apartment and put some cash in my pocket so that I could pay my other bills and get my life back squared away. Nothing is going to bring back wonderful Cindy, but Atlanta Car Title Loans really was sent from above.

-Mike M.
Atlanta, Ga.